Lease to Own a Car in Dubai

Pindi Boys Car Rental leases cars to own in Dubai: a down payment, then a fixed monthly instalment for 12, 24 or 36 months, and at the end the car is transferred into your name. There is no bank in the deal and no credit check. Insurance, servicing and registration are ours to pay for the whole term. Message us for current lease terms — instalments depend on the car and the term.

Work out my instalment Ask on WhatsApp

30 cars available · no bank, no credit check · also see rent to own

Getting Your Figure

Contact us for current lease terms. Tell us the car and how long you want to pay over, and we put the down payment and the monthly instalment in writing before you commit to anything — no deposit is taken to get a quote.

Terms run 12, 24 or 36 months. Insurance, servicing and registration are inside the instalment, and at the end the car is registered in your name.

Ask for lease terms on WhatsApp

Cars Available to Lease to Own

30 cars across 18 models are available today. Instalments depend on the car and the term you choose — message us and we will put the figure in writing before you commit.

Car	Monthly instalment
JAC S3 2023	On request
MG 3 2025	On request
Suzuki Baleno 2025	On request
Suzuki Dzire 2026	On request
MG 5 2024	On request
JAC J7 2024	On request
MG ZS 2024	On request
Toyota Raize 2024	On request
MG GT 2024	On request
Toyota Rush 2024	On request
Toyota Veloz 2024	On request
MG Whale 2024	On request
Chevrolet Captiva 2026	On request
Suzuki Grand Vitara 2026	On request
Exeed LX 2025	On request
Ford Territory 2025	On request
Kia Sportage 2025	On request
MG RX9 2025	On request

Only cars we own outright are listed. A car still financed cannot have its registration transferred, so it is not offered on a plan that ends in ownership.

How It Works

Step 1

Pick the car and the term

Use the calculator above, or tell us the car and the monthly you have in mind and we will work backwards to a term that fits it.

Step 2

Bring three documents

Passport or Emirates ID, your driving licence, and one proof of income — a payslip, a trade licence or three months of bank statements. No credit check, and nothing is filed with the Etihad Credit Bureau.

Step 3

Pay the down payment and drive

The down payment is a share of the car's value, agreed in writing before you pay anything. The car is delivered to you the same or next day, insured and registered in our name for the term.

Step 4

Make the last payment and it is yours

On the final instalment we transfer the registration into your name at the RTA. There is no balloon payment and no buyout fee — the price you agreed is the price you pay.

Lease to Own, a Bank Loan, or Just Renting

	Lease to own	Bank car loan	Monthly rental
Who approves you	Us, in a day	A bank, in a week or more	Us, in a day
Credit check	None	Required, and it is recorded	None
Down payment	15% of the car's value	Typically 20%	None
Insurance & servicing	Included	You pay, on top	Included
Registration	Included	You pay, on top	Included
Locked in for	12, 24 or 36 months	Up to 5 years	One month at a time
At the end	The car is yours	The car is yours	You give the car back

Not sure you want to own it? A monthly rental costs less and you can stop any month. Lease to own is worth it only if you intend to keep the car.

Lease to Own — Questions

What is lease to own on a car in Dubai?+

You pay a down payment and then a fixed monthly instalment for 12, 24 or 36 months, and at the end the car is registered in your name. At Pindi Boys Car Rental no bank is involved and nothing is reported to the Etihad Credit Bureau. Contact us for current lease terms.

Can I lease to own a car in Dubai with no credit check?+

Yes. The agreement is directly between you and Pindi Boys Car Rental, so there is no bank approval and no credit check. That is the whole reason the product exists — it is for people a bank will not lend to, usually expats on a new visa and self-employed people without a salary certificate.

How much is a lease-to-own car in Dubai?+

It depends on the car and the term. Contact us for current lease terms — tell us the car and how long you want to pay over and we put the down payment and the monthly instalment in writing before you commit to anything.

Do I need a down payment?+

Yes. A down payment is required and it is set against the value of the car you choose; the rest is spread across the term. Contact us for current lease terms.

Is insurance included in a lease to own plan?+

Yes. Comprehensive insurance, servicing and annual registration are all inside the monthly instalment for the whole term, so there is no garage bill or renewal fee on the way to ownership. Salik, fuel and any traffic fines are yours.

What documents do I need?+

Passport or Emirates ID, a valid UAE or accepted international driving licence, and one proof of income — a payslip, a trade licence, or three months of bank statements. Tourists and residents can both apply.

What happens if I stop paying?+

The plan ends and the car comes back to us, the same as a rental that finishes early. You keep no share of the car, so lease to own only makes sense if you are confident you can finish the term. If you are not, a monthly rental is the safer choice and it costs less.

Can I pay it off early and own the car sooner?+

Yes. Settle the remaining instalments at any point and we transfer the registration straight away. There is no early settlement penalty.